Helping you find the best plan in the market with our
We understand that every family situation is unique, and that your accomplishments and goals for the future are of paramount importance. As such, you can benefit from a transparent, thorough and competitive pricing comparison and analysis of the current term insurance plans from the different insurers that we carry. Let us take your goals to the next level.
A term insurance policy is life insurance that provides coverage for either a limited period of time or a specific period of time to which clients determine themselves, at a fixed rate of payments for the entire duration of the policy.
If homeowners have an outstanding mortgage home loan, term insurance protects homeowners and their families against losing their homes in the event of death and permanent disability of the homeowners. When a homeowner passes on with an outstanding mortgage loan to be paid, this may become a potential financial burden to their families if they are not equipped to pay it back. Should the family members then be unable to continue servicing the mortgage, they risk having their homes repossessed by the banks or having an early foreclosure resulting in them being homeless.
If the breadwinner of a family has a spouse who is a fulltime/part-time homemaker with school-going children, a term insurance protects against the family’s future expenses, livelihoods and education for dependents in the event a breadwinner passes on. In the event a breadwinner passes on without sufficient life insurance coverage, he or she risks their families being racked with consumer debt, expenses, and their children not being able to reach their education potential due to financial limitations of not being able to afford the school fees.
For families who wish to change their children and future beneficiaries’ destiny by bequeathing a large inheritance of insurance proceeds, a term insurance till 99 years of age is a viable solution. It is well known globally that Singapore is extremely competitive and a hub in several fields including education, finance, business, medical, pharmaceutical, to mention a few. If families wish to give their children and descendants an edge or head start in reaching the top, this is a pragmatic option that should be considered.
Calling all Singaporeans planning for retirement, it is never too early to start thinking of that long vacation you have envisioned all these while. Take advantage of our retirement solutions specifically tailored for each individual, to ensure you have enough and possibly more to not have to work again and enjoy the fruits of your labour.
Bequeath a substantial inheritance to your loved ones as nothing can be compared to the parting gift of love to ensure your legacy is remembered among your descendants. Coupled with our concierge of probate lawyers’ (and/or doctor) expertise on assisting you with your Will/Trust/Advanced Medical Directive (only upon request), you will depart knowing your descendants are in good hands.
“I was looking for retirement planning advice and came across Calvin from Insurance Brokers Singapore in 2021. He was very thorough in his explanation with me on a retirement and legacy planning product whilst also naming the pros and cons of the product when coupled with premium financing. Calvin being a very client focused broker reviewed my portfolio, after which he shared what I had and was missing. Secondly, Calvin did a complete comparison across the different insurers for my retirement and legacy planning. This left a deep impression on me as I got to know what the different insurers were offering and showed that he had done conscientious homework. In case you’re are looking for someone to provide you an unbiased, hardworking and tenacious broker or adviser, I will suggest Calvin from Insurance Brokers Singapore for your Retirement and Legacy needs.”
“I have known one of their advisors from Insurance Brokerage Singapore since 2011. On one occasion
after they did a remarkable job of analyzing my insurance portfolio through their unique financial
planner, I took up a term insurance plan and also a critical illness plan which was one of their specialties
to fill my portfolio gap. On every occasion they were very prepared and explained the pros and cons
every single company for me to choose after their advice. Such meticulousness made feel comfortable
that every nook and cranny has been explored. As such, I would strongly recommend Insurance
Brokerage Singapore to anyone looking to purchase critical illness plans as their advisors are very knowledgeable in the terms and conditions attached to your critical illness policies.”
“非常感谢Insurance Brokers Singapore 的专业人才以及对我哥哥的关怀。当时您们叫我哥哥买的疾
非常的专业。我想用这个机会向大家推荐Insurance Brokers Singapore 的代理人，也不要错过买保
险的好处。您只需要像我的Insurance Brokers Singapore代理人，有一个善良慈悲的心，帮您去报
销。希望Insurance Brokers Singapore 能继续帮助更多的人，加油！”
“My wife and I have been advised by Insurance Brokers Singapore since 2015 and they have done a
remarkable job thus far. We recently got a term insurance and critical illness insurance from them when
we were expecting our first child. Their analysis of our insurance portfolio using their financial planner
was exceptional in helping us identify our gaps. Their explanation and comparison of critical illness plans
across the many different insurers was well detailed and really lives up to their name as critical illness
specialists. For those looking for an in depth and thorough financial review, I suggest you don’t miss this
opportunity to let them view through your portfolio with their expertise.”
“I recently got a term insurance and critical illness insurance from one of their brokers during my first
trimester of pregnancy. I have known one of their advisors since 2015, and I have to say they have been
really sharp in their analysis of my portfolio. When recommending which term insurance and critical
illness insurance plan for me, they did a comparison detailing most of the insurers in Singapore.
Furthermore, their explanation on the terms and conditions for the critical illness insurance was
comprehensive. For those looking for critical illness insurance, Insurance Brokers Singapore should be on
your choice of preferred partners.”
“I was at that age where I was thinking of leaving a gift behind for my son and daughter. It was then I
was referred a personal recommendation from Insurance Brokers Singapore in 2014 and wanted to see
if he knew his stuff on my estate needs. To say I had my reservations initially would be an
understatement as I thought he would be your classic banker pushing for some products without
understanding the person. Insurance Brokers Singapore played their cards pretty well and were succinct
negotiators. We eventually became transparent when they needed to analyze my needs through their
distinct financial analysis. This was something which I have not seen my priority bankers utilize or
mention anything about since they knew me for 20 odd years. Their methodological and quantitative
analysis coupled with their breakdown to the last dollar left a deep impression. Their service after which
was also impeccable when they engaged their team of lawyers to assist me with my estate. I am
thankful for their close friendship till today and to my friend who referred me to them.”
“Thank you Insurance Brokers Singapore and your advisor for helping me during my difficult time with my
colon cancer and hospitalisation claims, and insisting on me taking up a critical illness plan back in 2015
even when the premiums were pretty expensive at my age. Due to their good and kind service, I
appreciate it a lot and have bought a few plans from their advisor.”
With 8 years of experience and multiple MDRT awards on hand, Calvin is the owner of Insurance Brokers Singapore — a subsidiary of Promiseland Independent Pte Ltd. Throughout his journey, he has assisted many families in their financial planning, and helped them handle insurance claims.